Generate a board-ready rolling 12-month budget — driver-based revenue and expense forecasts, monthly granularity, reforecast logic, variance analysis, and scenario sensitivity — delivered as a polished HTML report in minutes.
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Company Profile
Full legal name of the company (e.g., Silverline Health Systems, Inc.)
Industry and revenue model (e.g., outpatient health clinic network, fee-for-service)
Trailing twelve-month or annualized revenue (e.g., $290,000,000)
EBITDA dollars and margin percentage (e.g., $44M, 15% margin)
Month and year this rolling budget begins (e.g., January 2025)
Revenue Inputs
Key revenue streams with current monthly run rates (e.g., Boston clinic $8.2M/mo; NY clinic $6.1M/mo; new Atlanta clinic opening Dec)
Monthly growth rates and key drivers per segment (e.g., existing clinics +2%/mo on patient volume; new clinic ramps to $1.8M/mo by month 3)
Planned price changes, contract renewals, or rate adjustments (e.g., 4% rate increase on commercial payers effective March; enterprise contract up for renewal in Q2)
Expected customer/revenue churn and new logo or expansion pipeline (e.g., 2% monthly churn on SaaS base; $3M ARR new logos in pipeline for Q1)
Operating Expense Budget
Current headcount and planned adds/departures per department (e.g., Engineering 42 FTEs, +5 in Q2; Sales 18, +3 in Jan; total fully loaded cost $8.4M/mo)
Rent, insurance, SaaS contracts, and other fixed monthly obligations (e.g., facility rent $2.1M/mo across 14 locations; software stack $0.4M/mo)
Costs that scale with volume and their drivers (e.g., medical supplies at 6.2% of revenue; payment processing at 1.5% of GMV; COGS at 38% of revenue)
Wage inflation, vendor price increases, or one-time step-ups (e.g., 3% wage inflation baked in annually; malpractice insurance renews at +8% in October)
Capital & Cash Flow
Projects, amounts, and timing (e.g., Atlanta clinic build-out $3.2M Sep–Dec; EHR upgrade $1.5M Jan–Apr; maintenance capex $0.8M/yr ongoing)
Cash and equivalents at the start of the budget period (e.g., $22,000,000)
Board-mandated or operational minimum cash floor (e.g., $10M minimum at all times; covenant requires $8M)
Loan balances, interest rates, and monthly principal/interest payments (e.g., $40M term loan at 6.5%; $210K/mo principal + $217K interest)
Forecasting & Scenarios
Events or schedule that would prompt a reforecast (e.g., quarterly reforecast every January, April, July, October; triggered if revenue misses plan by >5% in any month)
Key variable ranges for each scenario (e.g., Base: 2% monthly growth; Upside: Chicago opens on time +$1.8M/mo; Downside: payer rate cut -8%, churn +3%)
Board directives, growth targets, or constraints shaping this budget (e.g., board requires path to 17% EBITDA margin; investors want EBITDA-positive by Q3)
Generating Report
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